LTIMindtree is a global technology consulting and digital solutions company that enables enterprises across industries to reimagine business models and accelerate innovation. The Payments Technical Enterprise Architect will be responsible for designing and delivering specifications for reusable web service interfaces to facilitate fund transfers, ensuring effective communication and documentation across teams.

Responsibilities

Designs and develops web services specifications, solution architecture and design for enterprise wide systems, and supports implementation and deployment of these services and design by working closely with the delivery teams
Brings a deep understanding of payment landscape onboard with focus on challenges and opportunities in P2P and C2B payment scenarios in both offline and online modes of payment, including, authorization, settlement and reconciliation flows
Understands complexity of adapting to an enterprise wide web service modelling where many enterprises are involved and requires to interface with heterogeneous applications and suggests solutions
Responsible for components of complex engineering and/or analytical tasks and activities
Ensure all internal processes, procedures, and policies are effectively enforced
Serves as a fully seasoned/proficient technical resource; provides tech knowledge and capabilities as a team member and individual contributor
Will work closely with business partners and technology systems owners to define requirements for POC initiatives, ability to understand and adapt new technologies independently
Exercises judgment within broadly defined practices and policies in selecting methods, techniques, and evaluation criterion for obtaining results

Skills

Payments domain knowledge is must
Familiarity with financial services and payments and payment processing including digital payments (i.e. funds transfers, bill payments, Zelle)
Experience and/or working knowledge of payment solution working with devices and merchant services
Design and development skills in enterprise wide web service, applications and reusable components that are unified across an Industry, in P2P and C2B payment domain covering near real time payments
Good understanding of multiple industry standard of payment messages and files, like ISO20022, ISO8583, SWIFT MT/MX, NACHA/ACH, BACS, NPCI UPI API etc
Effectively work with business teams, program management, on-site/off-site development staff to accomplish project deliverables
Strong communication/interpersonal skills both written and verbal and the ability to quickly form meaningful working partnerships
Work well under pressure. Manage multiple priorities, be proactive, and deliver quality results under aggressive deadlines
Self-starter, good aptitude, Problem Solver and someone who is open to learning new technologies and comes with strong analytical capabilities
Maintain a comprehensive library of technical terminology and documentation
Understanding of service oriented architecture and best practices
Strong use of visuals skills (EA Sparx or MS Visio), ability to convene points with graphics and illustrations
Strong attention to details
Experience of working in an offshore/onsite model
Experience of working in an Agile team
Understanding of downstream systems that payment applications usually interact with, including, deposit products, batch updates to bank ledger, third party applications like clearing houses, interbank settlement systems

Benefits

Comprehensive Medical Plan Covering Medical, Dental, Vision
Short Term and Long-Term Disability Coverage
401(k) Plan with Company match
Life Insurance
Vacation Time, Sick Leave, Paid Holidays
Paid Paternity and Maternity Leave

Company Overview

LTIMindtree is a worldwide technology consulting and digital solutions company that empowers businesses in a variety of sectors. It was founded in 1996, and is headquartered in Mumbai, Maharashtra, IND, with a workforce of 10001+ employees. Its website is https://www.ltimindtree.com.

Company H1B Sponsorship

LTIMindtree has a track record of offering H1B sponsorships, with 2133 in 2025, 2855 in 2024, 2267 in 2023. Please note that this does not guarantee sponsorship for this specific role.

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Architect- Digital Payments, SWIFT, ISO 20022, ACH, P2P