Architect- Digital Payments, SWIFT, ISO 20022, ACH, P2P

LTIMindtree is a global technology consulting and digital solutions company that enables enterprises across industries to reimagine business models and accelerate innovation. The Payments Technical Enterprise Architect will be responsible for designing and delivering specifications for reusable web service interfaces to facilitate fund transfers, ensuring effective communication and documentation across teams.

Responsibilities

• Designs and develops web services specifications, solution architecture and design for enterprise wide systems, and supports implementation and deployment of these services and design by working closely with the delivery teams
• Brings a deep understanding of payment landscape onboard with focus on challenges and opportunities in P2P and C2B payment scenarios in both offline and online modes of payment, including, authorization, settlement and reconciliation flows
• Understands complexity of adapting to an enterprise wide web service modelling where many enterprises are involved and requires to interface with heterogeneous applications and suggests solutions
• Responsible for components of complex engineering and/or analytical tasks and activities
• Ensure all internal processes, procedures, and policies are effectively enforced
• Serves as a fully seasoned/proficient technical resource; provides tech knowledge and capabilities as a team member and individual contributor
• Will work closely with business partners and technology systems owners to define requirements for POC initiatives, ability to understand and adapt new technologies independently
• Exercises judgment within broadly defined practices and policies in selecting methods, techniques, and evaluation criterion for obtaining results

Skills

• Payments domain knowledge is must
• Familiarity with financial services and payments and payment processing including digital payments (i.e. funds transfers, bill payments, Zelle)
• Experience and/or working knowledge of payment solution working with devices and merchant services
• Design and development skills in enterprise wide web service, applications and reusable components that are unified across an Industry, in P2P and C2B payment domain covering near real time payments
• Good understanding of multiple industry standard of payment messages and files, like ISO20022, ISO8583, SWIFT MT/MX, NACHA/ACH, BACS, NPCI UPI API etc
• Effectively work with business teams, program management, on-site/off-site development staff to accomplish project deliverables
• Strong communication/interpersonal skills both written and verbal and the ability to quickly form meaningful working partnerships
• Work well under pressure. Manage multiple priorities, be proactive, and deliver quality results under aggressive deadlines
• Self-starter, good aptitude, Problem Solver and someone who is open to learning new technologies and comes with strong analytical capabilities
• Maintain a comprehensive library of technical terminology and documentation
• Understanding of service oriented architecture and best practices
• Strong use of visuals skills (EA Sparx or MS Visio), ability to convene points with graphics and illustrations
• Strong attention to details
• Experience of working in an offshore/onsite model
• Experience of working in an Agile team
• Understanding of downstream systems that payment applications usually interact with, including, deposit products, batch updates to bank ledger, third party applications like clearing houses, interbank settlement systems

Benefits

• Comprehensive Medical Plan Covering Medical, Dental, Vision
• Short Term and Long-Term Disability Coverage
• 401(k) Plan with Company match
• Life Insurance
• Vacation Time, Sick Leave, Paid Holidays
• Paid Paternity and Maternity Leave

Company Overview

• LTIMindtree is a worldwide technology consulting and digital solutions company that empowers businesses in a variety of sectors. It was founded in 1996, and is headquartered in Mumbai, Maharashtra, IND, with a workforce of 10001+ employees. Its website is https://www.ltimindtree.com.

Company H1B Sponsorship

• LTIMindtree has a track record of offering H1B sponsorships, with 2133 in 2025, 2855 in 2024, 2267 in 2023. Please note that this does not guarantee sponsorship for this specific role.